 This is not always true and the shoppers who understand this are the ones who can obtain very good bargains.Although it is true that salvage titles are typically issued to vehicles when the repair costs exceed 50-70% of the vehicle value, this percentage needs to be considered in detail before assumptions are made.Upon paying the claim, the insurer may offer to return the vehicle to the owner as an insurance buy-back, in which case the owner is responsible for having the repairs made and having the car inspected by a State-designated facility.