 The racial makeup of the city was 98.14% White, 0.55% African American, 0.14% Native American, 0.41% Asian, 0.03% Pacific Islander, 0.24% from other races, and 0.51% from two or more races.Hispanic or Latino of any race were 1.10% of the population.There were 9,680 households out of which 7.0% had children under the age of 18 living with them, 49.2% were married couples living together, 4.8% had a female householder with no husband present, and 44.6% were non-families.