 The findings of the Court of Appeals upheld the original decision, which assigned 50% of the responsibility to "Buffalo" (for her excessive speed), 25% to the dock operator (for rotten wood pilings) and 25% to "Jupiter" (for improper procedures in unloading her cargo).In January 2009, Bay City's wholly owned municipal power company, Bay City Electric Light and Power, installed a "limiter" device to restrict the receipt of power to the home of Marvin Schur, a 93-year-old customer who had failed to pay an outstanding bill in excess of $1,000.The Bay City Electric Light and Power policy was to install the limiter, and to notify the customer by trying to collect the amount due.