 Malcomson, constrained by his coal business demands, turned to his uncle John S. Gray, the president of the German-American Savings Bank and a good friend.Malcomson proposed incorporating Ford and Malcomson to bring in new investors, and wanted Gray to join the company, thinking that Gray's name would attract other investors.Gray was not interested at first, but Malcomson promised he could withdraw his share at any time, so Gray reluctantly agreed.