 Other groups targeted in the program include ethnic minorities, returning refugees, orphans, and young former combatants.One of the major elements of FINCA’s success in Afghanistan has been its deference towards Islamic banking principles.Since its inception, FINCA Afghanistan has offered a line of sharia-compliant microfinance products, developed after careful vetting with local religious leaders, and confirmed through a fatwa acquired from Al-Azhar University in Cairo, Egypt (the world’s most respected Islamic institution of higher learning).