 For the financial year ended September 30, 2011, the First Citizens Group showed an increase in profit after tax of $718.2 million.The Group’s Asset base increased from $29.5 billion to $31.2 billion and in spite of the general deceleration in the local economy, the Group’s gross loan base grew from $8.8 billion to $9.0 billion.In the year under review the Group successfully issued a US$175 million bond on the international capital market which was significantly oversubscribed.