 There are two deputy CEO's, Jason Julien (Business Generation) and Sterling Frost (Operations and Administration).Lindi Ballah Tull is the Group's Corporate Secretary and head of the legal department.On September 13, 1993 the Central Bank of Trinidad and Tobago merged three government-owned entities, National Commercial Bank (NCB), the Trinidad Co-operative Bank (TCB), and the Workers' Bank to form First Citizens Bank.