 The passenger, William Payne, 41, of Scott Bar, California, had also purchased two air trip policies at the airport totaling $125,000 ().Payne's body was not one of the 19 recovered from the crash scene and the insurance company contended that there was no evidence that he was actually a passenger on the flight or that he had died.At the time of the crash, Payne was heavily in debt and the company claimed that the reasons he gave for his trip to Honolulu did not justify the expense involved.