 Mahendran (Vijayakanth), a bank officer who is transferred to the branch of Village Nilakottai to sort out the perplexing situation of bank fraud carried on by a big shot named Ramki (Marthandan).Over there, he happens to find out that Ramki has borrowed a loan of worth Rs.250 million in the name of villagers.Kumar (Sriman) and Muthu (Ilavarasu) approach Ramki to return the money that he had illegally borrowed.