 While the transactions themselves are widely considered to be safe, iDEAL transactions could technically be regarded as cash payments between customers and suppliers, to which the bank is no party and offers no insurance.This means that iDEAL payments cannot be reversed when, for example, a webshop fails to deliver.If a user suspects fraud, their only option to get paid money back, is to make a case with their bank, in which the burden of proof lies with the customer and results are unsure.