 They then proceed to the opposite end of the spectrum, with a borrower whose mortgage is in default.After some background on what caused a shift in capital to mortgages, which they hypothesize to be Alan Greenspan's keeping fed funds rates low during the early 2000s (decade), the show moves to Mike Francis, a Wall Street financier who worked at Morgan Stanley.From there, the show describes "another Mike", Mike Garner, who worked down the chain, at Silver State Mortgage.