 He has just clandestinely returned home following the memorial service.They are perpetrating this ruse to collect on the £50,000 life insurance money from the Excelsior Insurance Company.They feel Excelsior owes them this money as, in the previous year, Excelsior did not pay out a £20,000 business insurance claim when his aeroplane, which he used to operate his own transport company, went down in bad weather on a flight to Hamburg, West Germany, and was destroyed.