 This may lead to behaviors like overeating or overspending in the short-term at the expense of longer term health and financial security outcomes.In addition, individual projections about the future tend to be inaccurate.When the future is uncertain they may overestimate the likelihood of salient or desirable outcomes, and are generally overly optimistic about the future, for example assuming that they will have more time and money in the future than they will in actuality.