 In September 1911, Rhinelander finally let one of the mansions go at foreclosure, the smaller 72nd Street house, in order to partially cover judgments against her.In exchange for loans to further reduce her obligations, Rhinelander also transferred ownership of the larger Madison Avenue home to her unmarried sister, Laura, along with other property that Waldo owned in Lower Manhattan on Washington Street and Barclay Street.The Rhinelander Mansion was vacant until 1921 when it was subdivided into commercial use on the street level and two apartments on the four floors above.