 Johanna and Adele Schopenhauer had deposited all the money they had inherited upon Heinrich Schopenhauer's death in 1805 in that bank, and thus lost a large part of their assets when the bank collapsed.Arthur Schopenhauer had wisely left only one-third of his assets in Muhl and was not willing to engage in a settlement with Muhl.This incident led to a further deterioration of the relationship between the two women and Arthur, because they repeatedly sent him letters, in vain, asking him to approve the settlement.