 Preferred Lease is the combined business model of AcceptanceNOW’s staffed lease-to-own business with Merchants Preferred’s virtual lease-to-own business.RAC provides new and used brand-named furniture, appliances, computers and electronics from brands, such as Ashley Furniture, Sony, Whirlpool Corporation, Dell and HP.As part of their rent-to-own business model, Rent-A-Center generally makes its items available with small initial payments and no long term obligations.