 Cuddy secured the bank's membership in the Federal Deposit Insurance Corporation (FDIC), which enabled it to grow much faster during the wartime since federal agencies and the military did business only with government-insured banks.Cuddy died in 1951, and his son, D.H. Cuddy, succeeded as president, a position he retained for 63 years until his passing in 2015 at the age of 94.Cuddy's daughter, Betsy Lawer, succeeded as first as Chair and President, now Chair and CEO, making the bank continually operated by the Cuddy family for more than 75 years.