 Currently, the MB Way application allows making instant money transfers between mobile phone numbers associated with MB Way, generate MB Net virtual cards for online purchases, pay for purchases in physical stores using a mobile phone number, QR code and contactless, and use an ATM machines without having to use a bank card.The automated toll payment service Via Verde is also operated by SIBS.Host to Host is the name given to the system that allows users to perform ATM transactions through their own bank site, enabling online banking which has been active since 2000.