 In between, Padayappa finds his father's foster brother in trouble financially as he was pulled out of the family house by a financier Krishnasamy Mudaliar, from whom he had borrowed money on interest.Padayappa helps his father's foster brother, who in turn becomes indebted to him and seeks Padayappa's pardon for his misdeeds; Padayappa forgives him.Neelambari plans her revenge on Padayappa, now a father of two daughters.