 Since then, one Canadian appellate court, the Court of Appeal of New Brunswick, has gone farther and expressly embraced the American concept of a tort of insurance bad faith.New Zealand's then-highest court in 1998 refused to decide the issue of whether to impose extracontractual tort liability for bad faith claims handling.The United Kingdom has refused to adopt the tort of insurance bad faith, and has also refused to impose broader consequential damages for bad faith claims handling.