 As a result, U.S. Trust stopped dealing in international lending, closed its Geneva and London branches and reduced privileges available to lower-asset-level clients (less than $2 million).The 1980s represented a time of restructuring for U.S. Trust.This included the launch of a subsidiary, Financial Technologies International, to market and license computer software to financial institutions, the discontinuation of business and real estate lending and the sale of its commercial, industrial and real estate portfolios valued at $275 million.