 Zef Francisca "Baba" Arroyo, is an entrepreneur, artist, and pastry chef.His second wife was successful lawyer Felicitas S. Aquino, a member of the 1986 Constitutional Commission.Their daughter is Joker’s namesake and a champion equestrian, whose career highlights include a team gold medal for the Philippines at the 2005 Southeast Asian Games, among many other medal performances with the Philippine team.