 Any person who feels that they have faced lending discrimination can file a fair housing complaint.Consistent with many jurisdictions throughout the country, the Federal Deposit Insurance Corporation ("FDIC"), based in part on a study conducted by the Federal Reserve Bank of Boston, issued a "Policy Statement On Discrimination In Lending" on April 29, 2004, emphasizing the breadth of prohibitions on discriminatory conduct in lending under the ECOA and the FHA.The FDIC Policy Statement explained that "courts have recognized three methods of proof of lending discrimination under the ECOA and the FH Act", including