 The analysis projected that the racial wealth gap will be significantly greater in the next generation because of the differential impact of the Great Recession.Reverse redlining is a term that was coined by Gregory D. Squires, a Professor of Sociology and Public Policy and Public Administration at George Washington University.This phenomenon occurs when a lender or insurer particularly targets minority consumers, not to deny them loans or insurance, but rather to charge them more than would be charged to a similarly situated majority consumer, specifically marketing the most expensive and onerous loan products.