 On 7 December 2009, Cowie became the man who has the distinction of assisting Lloyd Doyley's first ever goal for Watford, he then himself went on to score in the same game, ending in a 3–1 victory against Queens Park Rangers.On 1 July 2011, Cowie signed for Cardiff City on a three-year contract, following newly appointed Cardiff manager Malky Mackay to Wales having been convinced not to sign an improved contract at Watford so Cardiff would not have to pay for the transfer.He made his debut for the club away at West Ham United in a shock 1–0 win on the opening day of the Championship season.