 Banks are administered by the National Bank of Moldova, so this loss was covered from state reserves.The total fertility rate (TFR) in Moldova was estimated in 2015 at 1.56 children/woman, which is below the replacement rate of 2.1.In 2012, the average age of women at first birth was 23.9 years, with 75.2% of births being to women under 30, and 22.4% of births being to unmarried women.