 Online VCN providers often assess service charges to pay banks, credit card companies, and/or credit networks for the costs of obtaining and servicing VCNs.Flexibility – Being a completely online solution, using a virtual debit card provides a great deal of flexibility to the user.These cards can be created for any online bank accounts and there often is no limit to the amount that can be loaded into these cards, and can use any supported currency to charge up your card, with even having the option to buy a virtual debit card with bitcoin if you want.