 The technology is also called by generic names "substitute credit card number", "one-time use credit card", "disposable credit card" and "virtual credit card number", or "virtual card number" (VCN).January 2009, MasterCard and Cyota Inc. acquired the controlled payment number system developed by Orbiscom, a Dublin-based payment processing company.In the United States, the system is used by the following credit card issuers