 Working alongside Peter Aldous, the NFB lobbied for retentions to be put into trust, meaning if there are any insolvencies in the supply chain, those who are owed money are insulted from any losses.The British Governments housing white paper, titled, 'Fixing the broken housing market' had a heavy focus on 'diversifying the housing market' and was largely influenced by the HBA, who has been lobbying the Government to understand the negative impact of housing policy on small and medium sized housebuilders (SMEs) over the last twenty years, which saw 80% of SMEs leaving the industry in the last thirty years.The Government has been persuaded to do more to help SMEs, who train four in five construction apprentices and are the predominant rural employers by improving housing site allocations in local plans.