 In larger firms, it may also include trading in bonds, currencies, financial derivatives and the associated financial risk management.Most banks have whole departments devoted to treasury management and supporting their clients' needs in this area.Smaller banks are increasingly launching and/or expanding their treasury management functions and offerings, because of the market opportunity afforded by the recent economic environment (with banks of all sizes focusing on the clients they serve best), availability of highly seasoned treasury management professionals, access to industry standard, third-party technology providers' products and services tiered according to the needs of smaller clients, and investment in education and other best practices.