 He married Mary Threlkeld in July 1841 and they had eleven children.With the discovery of gold, he moved into the gold related businesses of quartz crushing and gold escorting and then invested in shipping.He returned to London in 1855 and his company, "Lloyd, Beilby & Co.", acted as commercial agents to the Government of New South Wales until 1859, when he went bankrupt due to losses on his shipping business.