 In a project conducted by the University of Washington's Civil Rights and Labor History Program in 2010, it was found that records of more than 400 properties in Seattle suburbs alone contained now-illegal discriminatory language that formerly excluded several ethnic groups.Another barrier is discriminatory mortgage lending patterns and redlining.Although informal discrimination and segregation had existed in the United States, the specific practice called "redlining" began with the National Housing Act of 1934, which established the Federal Housing Administration (FHA).