 Secondly, and related to insurance in countries which do not have universal health care (i.e., national health insurance), the costs of the tort system, and in particular medical malpractice suits, raise the costs of health care.The difficulty in this area is to distinguish between public and private health care providers.In the UK, the cost was £1.6B a year as for 2014, increasing at 10%+ yearly  Rising from £446m a year a decade earlier.