 Particularly ones that capped non-economic damages such as Texas did in 2003.For example, The Doctors Company, a physician-owned medical liability insurer, was insuring OB/GYNs at a mature claims-made rate of $131,601, which was a 20% increase from the previous year.As of 2008, the most an OB/GYN was paying for a liability insurance policy with The Doctors Company was $64,714.