 In 2003 the bank co-funded the foundation MicroInvest to provide microcredits.Since 2005 the bank has acted as the operational arm of MicroInvest, and cooperation has further deepened since 2006 when the bank and MicroInvest jointly became eligible for the guarantee facility of the European Investment Fund.From 2009 the activities of MicroInvest is merged into and continued by Cultura Bank’s own Guarantee Fund (CGF) acting in its capacity as an independent trust.