 Chapter 13, "Foreign Aggression", notes that governments obtain the resources used for defense from the people, and those same resources can be used by private defense agencies to protect the people from aggression.It argues that governments aggravate or threaten other governments to the point of armed conflict and then coerce their citizens into protecting them.It notes that the ability of aggression insurers to pay claims would be enhanced by the limited damage resulting from the fact that foreign aggressors would need to use conventional warfare in wars of conquest to avoid destroying the property and slaves they seek to gain.