 The contestant is then allowed to discuss that question with the last remaining classmate.Once the discussion is over, the contestant locks in an answer to that question, and is then told whether the answer is right or wrong.Each correct answer increases the multiplier by one (for example, two correct answers would be three times the bank; a $10,000 bank worth a total of $30,000); correctly answering every five fifth-grade questions correctly increases the initial bank by ten.