 97% of organizations in the Education industry use traditional paid time off plans with only 3% utilizing a PTO bank-type system.On the other hand, 80% of organizations in the Health-care and Social Assistance industry utilize PTO bank-type systems.As of 2012, nearly one in five employees in the United States receive leave in the form of a PTO bank plan, but the contours of such policies are often little understood—especially outside of the human resources community.