 He graduated "cum laude" from the Ateneo de Manila University with a Bachelor of Arts degree in Economics.Pangilinan won a competition sponsored by Procter & Gamble for a scholarship to the Wharton School of the University of Pennsylvania and graduated in 1968 with a Master of Business Administration degree.Pangilinan's first job was as the Executive Assistant to the President of the Philippine Investment Management Consultants, Inc. (PHINMA) where he served for six years.