 This micro-credit program, started by Grameen, has been tested throughout Bangladesh and has even been expanded into much of the world today through similar programs of different names.This micro-credit system has been proven to work over and over again with minor variances on the major principles.In 1987 a Grameen program opened up in a country other than Bangladesh – Malaysia – and soon micro-credit banks based off the Grameen bank appeared in countries such as the Philippines, India, Nepal, Vietnam, China, Latin America, Africa, the United States, and Europe.