 Jhereg loans will protect most citizens from total bankruptcy, and the market will survive.With everything sorted out, Kiera confronts Vlad about several of his actions during the course of the investigation and Vlad admits that he knows a secret about Kiera.Citing several instances when Kiera's speaking patterns changed and she displayed more knowledge of arcane military history than would be expected, Vlad reveals that Kiera is in fact an alternate identity of Sethra Lavode, the most powerful sorceress in the world.