 Payne left Dundee United in May 1984, joining Arbroath for a nominal transfer fee, and also had spells with Brechin City and St Johnstone before retiring from football to working the insurance industry.Payne represented Scotland at youth and under-21 international level.He was named in the preliminary pool of forty players for the 1978 World Cup, but didn't make the final squad and never appeared at full international level.