 Two years later a second Garfield branch opened on Lanza Avenue.In 1981, Clifton Savings opened two new locations.Both were located on Van Houten Avenue; one was a replacement for the old Athenia storefront branch and the other was a large branch in the Maple Valley section of the city which served as both a bank and the headquarters for Clifton Savings' mortgage lending department (which the bank has since moved to a separate office space in the Allwood section of Clifton).