 MS&AD Insurance Group

MS&AD Holdings, Inc.was incorporated in Apr 2008 as a holding company following; Mitsui Sumitomo Insurance Co., Ltd., Mitsui Sumitomo Kirameki Life Insurance Co., Ltd., Mitsui Sumitomo MetLife Insurance Co., Ltd. and Mitsui Direct General Insurance Co., Ltd..In Sep 2009, MS&AD Holdings, Inc. published agreement to integrate of management between Aioi Insurance Co., Ltd., Nissay Dowa General Insurance Co., Ltd., and Mitsui Sumitomo Insurance Group Holdings, Inc..