 Ukrainian Processing Center provides services to banks in Central and East Europe in the sphere of processing payment cards (salary cards, debit cards, credit cards, pre-paid cards, magnetic stripe cards, smart cards, EMV cards and also contactless smart cards like MasterCard PayPass and VISA payWave), merchant acquiring and ATM channel management.UPC also offers integrated IT systems for electronic commerce, card transactions monitoring systems of fraud prevention, card issuing system and SMS banking service.Moreover, UPC was the initiator of the establishment of the united ATM network "ATMoSphere", which consists of payment cards issuing banks.