 Under the Unfair Terms in Consumer Contracts Regulations 1999 regulations 10-12, which follows the requirements of the Unfair Terms in Consumer Contracts Directive 93/13/EC the OFT has jurisdiction to collect and consider complaints, and then seek injunctions in the courts to stop businesses using unfair terms (under any legislation).The UTCCR 1999 are both broader than UCTA 1977 in that they cover any unfair terms, not just exemption clauses, but narrower in that they only operate for consumer contracts.The UTCCR 1999 definition of a consumer is also narrower, under regulation 3, where a consumer must be a natural person (and never a legal person, like a company) who contracts outside his business.