 The racial makeup of the city was 96.5% White, 1.2% African American, 0.2% Native American, 0.8% Asian, 0.2% from other races, and 1.2% from two or more races.Hispanic or Latino of any race were 1.1% of the population.There were 3,038 households of which 26.0% had children under the age of 18 living with them, 40.6% were married couples living together, 12.5% had a female householder with no husband present, 4.8% had a male householder with no wife present, and 42.2% were non-families.