 Towards the end of 1976, with debtors behind on their payments and creditors demanding for their money, Atul's father declared bankruptcy, with total debts of KSh1.2 million.The store was closed and Mangalal went to work for his brother Hasmukh Shah, who then owned a shop called Nakuru Mattresses.Following the closure of their father's business, Atul Shah and his brother, Vimal Shah opened a clothing store that they named Furmatts, which among other things, sold bed sheets which the brothers stitched at home.