 the wife) that they require a solicitor acting for the wife (who may also act for the bank) to confirm to the bank in writing that the solicitor has explained to the wife the nature and effect of the documents to be signed by the wife, and that this must be done in a face-to-face meeting in the absence of the person who might exercise undue influence over her (i.e.the husband).If those steps are taken then the bank is entitled to rely upon the confirmation from the solicitor that the wife has been advised appropriately.