 The income replacement rate for employees who made full contributions was raised to 70% of average earnings.The reform also replaced 65 as the mandatory retirement age with a "retirement window" ranging between 63 and 65 for employees who had worked for at least thirty-five years.Employees who qualified as disabled and had worked for at least thirty-five years were extended a more generous retirement window, which ranged between the ages of 60 and 62.