 In addition to regular accounts, Woodforest National Bank offers "second chance" checking accounts for customers who have not remained in good standing with ChexSystems, albeit with higher fees and a much longer probation period than PNC Bank as of March 2012.In addition to a second chance checking account for consumers, Woodforest National Bank also offers a second chance business account.In the summer of 2013, Woodforest National bank launched a merchant services device that attaches to cellular phones called Cell It.