 In an article in "The New York Times" addressing the termination of the pilot CCT, Opportunity NYC, the committee leader of one of its lending institutions stated that people were distrustful and confused by the program's intricacies.New York City's deputy mayor for health and human services added that many busy and stressed households were not being able to handle the many conditions they had to complete since they were not efficiently educated about the program.There is currently much discussion about whether conditionality, or conditions for the cash transfer, is necessary or important to a cash transfer program.