 It was the earliest that First USA had ever signed an agreement in advance of a team beginning play (31 months).The State of Minnesota adopted legislation in April, 1998 to loan $65 million to the City of Saint Paul to fund 50% of the estimated $130 million project costs for the Xcel Energy Center in Saint Paul.The legislation also provided that only $48 million of the loan needed to be repaid if the team met the requirements to have an agreement in place during the term of the lease with the Minnesota Amateur Sports Commission.