 The unemployment rate being above Quebec's average and the larger share of the population eligible to receive benefits from the government program of Old Age Security and Retraite Quebec explain this more generous welfare.Statistics on the regional level do hide significant differences between the two most urbanized RCMs, Rimouski-Neigette and Rivière-du-Loup and the six others, who are more rural.The average disposable income in the RCM of Rimouski being $25,165, this is 20% more than in the RCMs of Témiscouata ($20,306) and La Matapédia ($20,603).