 The Regulator may investigate unauthorised trading and seek an injunction to prevent it or bring a criminal prosecution (s.8).It is a crime to obstruct the Regulator, punishable on summary conviction by a fine of up to level 5 on the standard scale (s.10).Section 12 creates a Claims Management Services Tribunal to which a person may appeal a decision of the Regulator about authorisation (s.13(1)).