 In 1991 the banking section of Cassa di Risparmio di Roma was absorbed by Banco di Santo Spirito, as Legge Amato required all saving banks of Italy () had to transform into S.p.A. (company limited by shares).The owner, Fondazione Cassa di Risparmio di Roma, chose not to form an independent bank but a holding company "Cassa di Risparmio di Roma Holding" (aka Società Italiana di Partecipazioni Bancarie).In 1992 Banco di Santo Spirito was merged with Banco di Roma to form Banca di Roma.