 A typical fee for a fee-only planner might range from CDN$80 to CDN$180 per hour.The body of knowledge underlying personal financial planning is becoming increasingly well codified.A typical program might include a best practices approach, establishing the engagement, data gathering, clarifying financial status, financial management, risk management, tax planning, education planning, retirement planning, estate planning, asset management, planning for the closely held business, developing and presenting the financial plan, implementation and monitoring, modular planning and special planning goals, and regulatory, ethical, and legal issues, as well as marketing and practice management.