 One such tool is the Emergency Financial First Aid Kit (EFFAK) (PDF), which helps uses identify and organize key financial records to minimize the financial impact of a natural disaster or national emergency.Points of Light Institute was created by the merger of the Points of Light Foundation and HandsOn Network in August 2007.The result is a powerful, integrated national organization with a global focus to redefine volunteerism and civic engagement for the 21st century, putting people at the center of community problem solving.