You are more vulnerable to natural disasters than you think, whether you live in the coast or not. This is mainly because of climate change, resulting into more devastating and destructive natural events.
The thing with natural disasters is that they don’t just put your life at risk, because your properties may also be in danger of damage. Property damage, of course, leads to financial liabilities.
According to the website of this Texas insurance claims adjuster, your insurance company may also not give you what you deserve, because insurance is a business after all so it may maximize the money that goes in and minimize the money that goes out. So, it is an additional financial problem.
Below are some of the most common natural disasters and their primary damages to your house, so you can know what parts of your house to specifically assess when the natural disasters occur.
Earthquakes can seriously damage your home, especially if you are near the source, because the earthquake your house may experience may be stronger, compared to when you are away from the source.
Pay close attention to the structure of your house, such as the foundations and the walls, the systems within your house, like the electrical wires and gas pipes, and the floors, as they may be out of level.
There are two primary hazards in hurricanes – strong winds and floods. The strong wind can send projectiles into your house, potentially breaking windows and cracking walls.
The flood can be dangerous, whether they are rushing or just staying put. In rushing floods, the force may be enough for your house to sustain structural damage. In stagnant floods, the overstaying of water can result into material damage, especially those that involve wood and textiles, like floors, walls, and furniture.
Like hurricanes, the primary hazard of a tornado is the strong wind. In fact, the wind can be strong enough to even take away your roof. You should also not overlook its capability to uproot trees and let them crash into your house, throw away your car and slam it into your wall, and hurl debris into your windows and doors.
The key to assessing the damage of natural disasters is to know the disasters themselves and the hazards they present. This way, you can know what parts of your house are most vulnerable to what damage.