“While demand for credit is more from the retail segments, corporate India is still unwilling,” said Soumya Kanti Ghosh, chief economic adviser, State Bank of India, adding that fresh credit demand from stalled projects that have been cleared and the new ones that have got approvals would start only from the third quarter.
Take context from the input text and decide on the accurate relationship between 'fresh' and 'retail' from the options provided.
Options: industry, legal form, brand, headquarters location