Pluvial and riverine flood events in Europe have been attributed to climate change, but the associated damages and losses also depend on land-use planning and flood risk management practices  . Exposure to urban flooding will increase with urbanisation . Flooding is projected to rise with temperature in Europe with, for example, a doubling of damage costs and people affected from river flood for low adaptation above 3ºC GWL . Inland flooding represents a KR for Europe due to the extent of settlements exposed, the frequency of the hazards, the risks to human lives associated with flash floods and the limited adaptation potential to pluvial flooding  ; hence, risks can become very high from 3ºC GWL .
IPCC
Climate Change 2022: Impacts, Adaptation and Vulnerability
IPCC Report