TS.D.9.5 Proactive partnerships of government with the community, private sector and national agencies to minimise negative social, environmental or economic impacts of economy. wide transitions are emerging, but their implementation is uneven . The greatest gains are achieved by prioritising investment to reduce climate risk for low-income and marginalised residents, particularly in informal settlements and rural communities . Some city and local governments invest directly in adaptation action and work in partnership with a range of agencies. Legislative frameworks will assist business and insurance sector investment in key infrastructure to drive adaptive action at scale for equitable outcomes . 
IPCC
Climate Change 2022: Impacts, Adaptation and Vulnerability
IPCC Report