TS.D.9.5 Proactive partnerships of government with the community, private sector and national agencies to minimise negative social, environmental or economic impacts of economy- wide transitions are emerging, but their implementation is uneven . The greatest gains are achieved by prioritising investment to reduce climate risk for low-income and marginalised residents, particularly in informal settlements and rural communities . Some city and local governments invest directly in adaptation action and work in partnership with a range of agencies. Legislative frameworks will assist business and insurance sector investment in key infrastructure to drive adaptive action at scale for equitable outcomes . 
IPCC
Climate Change 2022: Impacts, Adaptation and Vulnerability
IPCC Report