There is little published literature documenting the heterogeneity of business and the private sector's responses to climate impacts . Firms have varying abilities to introduce climate adaptation measures related to staff availability, levels of awareness, perceptions of responsibility and duration of contracts  . The impact of COVID-19 has serious but uncertain implications for both access to finances for sustainable development by LMICs and sub-national governments, and the possibility of stimulating maladaptive infrastructure and policy responses . The response of businesses to disasters influences the resilience in the communities in which they operate . However, at the same time there is a growing literature that warns against the conflict interests that businesses may have in their adaptation strategies. For example, real estate responses to flooding have led to processes of climate gentrification, whereby lower income populations are displaced toward higher risk areas which stablishes racialised and class-based patterns of inequality of exposure to risk, with hard evidence rapidly growing specially in US cities (Keenan, Hill and Gumber, 2018a; Shokry, Connolly and Anguelovski, 2020; De Koning
IPCC
Climate Change 2022: Impacts, Adaptation and Vulnerability
IPCC Report