Rapid global urbanisation offers opportunities for climate resilient development in diverse contexts from rural and informal settlements to large metropolitan areas . Dominant models of energy intensive and market-led urbanisation, insufficient and misaligned finance and a predominant focus on grey infrastructure in the absence of integration with ecological and social approaches, risks missing opportunities for adaptation and locking in maladaptation . Poor land use planning and siloed approaches to health, ecological and social planning also exacerbates, vulnerability in already marginalised communities . Urban climate resilient development is observed to be more effective if it is responsive to regional and local land use development and adaptation gaps, and addresses the underlying drivers of vulnerability . The greatest gains in well-being can be achieved by prioritizing finance to reduce climate risk for low-income and marginalized residents including people living in informal settlements . 
IPCC
Climate Change 2022: Impacts, Adaptation and Vulnerability
IPCC Report