TS.B.9.4 Current planning and budgeting practices have given insufficient consideration to climate impacts and projected risks, placing more assets and people in regions with current and projected climate hazards . Existing adaptation has prevented greater economic losses , yet adaptation gaps remain due to limited financial resources, including gaps in international adaptation finance and competing priorities in budget allocations . Insufficient consideration of these impacts, however, has placed more assets in areas that are highly exposed to climate hazards . 
IPCC
Climate Change 2022: Impacts, Adaptation and Vulnerability
IPCC Report