Most of the large-scale studies that have been performed are for losses based on climate alone . However, climate is rarely the only stressor affecting species survival. Habitat loss is currently the largest driver of range loss and extinction risk for most species . Communities in different regions are becoming more similar to each other as species tolerant of human activities prosper and spread, with many rare and endemic species already having been driven to extinction, primarily by LULCC . Thus, it will likely be the interaction of climate change and habitat conversion  that will ultimately determine the risk and ability of many species to survive over the next century.
IPCC
Climate Change 2022: Impacts, Adaptation and Vulnerability
IPCC Report