for regions , informal settlements, and infrastructure sectors  ' .We take this statement as a starting point for assessing the risks to cities, settlements and key infrastructure, with infrastructure extended as noted above. Risks from climate change are understood as the product of climate change associated hazards impacting on exposed and vulnerable people and assets . Adaptation can, in some cases, reduce exposure and susceptibility and enable recovery and scope for transformation toward long-term equitable and sustainable development. Risks describe both present conditions and future prospects. Direct attribution of hazards to climate change remains limited to temperature extremes and sea level rise, though we consider all hydrometeorological hazards as systems associated with climate change processes.
IPCC
Climate Change 2022: Impacts, Adaptation and Vulnerability
IPCC Report