Across regions and sectors, the most significant determinants of soft limits are financial, governance, institutional and policy constraints . The ability of actors to overcome these socioeconomic constraints largely influence whether additional adaptation is able to be implemented and prevent soft limits from becoming hard. While the rate, extent and timing of climate hazards largely determine hard limits of biophysical systems, these factors appear to be less influential in determining soft limits for human systems . 
IPCC
Climate Change 2022: Impacts, Adaptation and Vulnerability
IPCC Report