conditioning . That means well-off populations are better insulated from effects of global warming than poorer or more vulnerable groups, even if they are geographically living in the same exposure zone. These findings underscore that issues of climate justice need to be considered within the problem definition when designing adaptation strategies, and not solely at the end. Impacts of future climate hazards  differ not only due to changes in frequency and intensity of the hazard itself, but also significantly in terms of the opportunities people have to respond and prepare for these hazards and climatic changes at present and in the future. However, extreme heat stress has also caused significant fatalities in countries classified as having low vulnerability, such as seen within the heat wave in Europe in 2003.
IPCC
Climate Change 2022: Impacts, Adaptation and Vulnerability
IPCC Report