Business disruptions from climate impacts have implications for deepening poverty . Small and medium enterprises  employ 60-90% of workers in many African countries and contribute 40% or more to the GDP in Ghana, Kenya, Nigeria, South Africa, Tanzania and Zimbabwe . The viability of businesses and economic well-being of large populations employed in SMEs is severely affected by climate hazards as reported for local wind storms in Ibadan , El Niño-related flooding , drought-induced water supply disruption  and power outages  . High water demand due to high rates of urbanisation and population growth, coupled with drought, reduce groundwater levels in cities  and increase saltwater intrusion into groundwater in coastal areas, reducing water availability and water security,
IPCC
Climate Change 2022: Impacts, Adaptation and Vulnerability
IPCC Report