9 However, to understand actual expenditure on adaptation, it is necessary to look at disbursements . Low ratios of disbursements to commitments suggest difficulties in project implementation. Disbursement ratios for climate-related finance from all funders other than MDBs  in Africa are very low . Only 46% of 2014-2018 commitments targeting adaptation were dispersed . Regions faring worst are north Africa , central Africa  and west Africa  . These disbursement ratios for adaptation and mitigation finance in Africa are lower than the global average , which suggests greater capacity problems in implementing climate-related projects and, in turn, means lost opportunities to build resilience and adaptive capacity and a wider gap in adaptation finance for Africa .
IPCC
Climate Change 2022: Impacts, Adaptation and Vulnerability
IPCC Report