Regions and people with considerable development constraints have high vulnerability to climatic hazards . Global hotspots of high human vulnerability are found particularly in West-, Central and East Africa, South Asia, Central and South America, Small Island Developing States and the Arctic . Vulnerability is higher in locations with poverty, governance challenges and limited access to basic services and resources, violent conflict and high levels of climate-sensitive livelihoods  . Between 2010-2020, human mortality from floods, droughts and storms was 15 times higher in highly vulnerable regions, compared to regions with very low vulnerability . Vulnerability at different spatial levels is exacerbated by inequity and marginalization linked to gender, ethnicity, low income or combinations thereof , especially for many Indigenous Peoples and local communities . Present development challenges causing high vulnerability are influenced by historical and ongoing patterns of inequity such as colonialism, especially for many Indigenous Peoples and local communities . 
IPCC
Climate Change 2022: Impacts, Adaptation and Vulnerability
IPCC Report