'so ... ' said adora belle , 'a mad old lady - all right , a very astute mad old lady - died and gave you her dog , which sort of wears this bank on its collar , and you 've told everyone that gold is worth less than potatoes , and you broke a dastardly criminal out of your actual death row , he 's in the cellar designing `` banknotes '' for you , you 've upset the nastiest family in the city , people are queueing to join the bank because you make them laugh ... what have i missed ? '